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Page 30 July 2015 The Catoctin Banner Newspaper www.TheCatoctinBanner.com Published by www.EPlusPromotes.com
happily ever after good times and persevere through about time. My point is that time is
The Time of My Life the bad ones. something we all share.
Some of the greatest minds of all
A lot of us are fond of saying
by Valerie Nusbaum time have concentrated their efforts that there aren’t enough hours in
on time travels. Some would go
a day, but, in truth, we know that
back in time to change events, while the twenty-four hours in each day
So much has been written about we kill it. Time marches on and it others would journey to the future is a constant and this will never
time… stands still. It is of the essence, and to see if the things we are doing in change. We need to change our
it is money. the present are right or wrong. expectations and stop trying to cram
“A stitch in time saves nine.” One minute is sixty seconds Would you go back in time if too much into one day. How many
—Francis Baily, 1797 (This simply of time, but this same minute can you could? I assume that in doing of us say every year that we’re not
means that repairing a rip or tear seem like a lifetime or be as fleeting so, any changes we make or things ready for Christmas? Do we forget
in a garment when it occurs, will as the blink of an eye. When I’m we do differently would affect our that Christmas rolls around on
save more stitches and time later walking on the treadmill, the first present lives. I always say that if I December 25 every single year? I’m
when the hole has gotten bigger.) minute always goes by quickly, but could do it over again, I’d take a going to make a real effort to lower
“Time and tide wait for no man.” the remainder minutes drag on and different route with my education my expectations about what I can
accomplish in a given time frame.
and career choices. However, if I
on. If I’m reading a good book or
—St. Marher, 1225 (Pretty much spending time with friends, an hour had done those things differently, I Please remind me that I wrote
self-explanatory.) —sixty entire minutes—can pass probably wouldn’t have met Randy, these words when I’m sitting up at
“Dear, it’s time for that old garden in a heartbeat. It really is true that nor had some of the wonderful 1:00 a.m. on Christmas morning
shed to be torn down and hauled time flies when I’m having fun, and, experiences I’ve had. I wouldn’t wrapping gifts, and I’m crying
away. Randy? Are you listening to evidently, I do not think walking on have the life I have today. If my because I can’t get it all finished.
me? Where are you hiding?” the treadmill is fun. mother could go back in time and On a happy note, our garden
—Valerie Nusbaum, yesterday, and Sixty seconds may not seem like change her life, I might not be sitting shed was torn down in a timely
the day before, and the day before much time, but it’s amazing how here at all. It’s a lot to consider. fashion. Even though it was a
that. (Again, this is self-explanatory, much stuff I can accomplish while Time travel is very confusing to me, difficult job, there was very little
and I’m guessing that a lot of you my morning hot tea water is heating and it takes way too much time to cursing and swearing, because
can identify with it.) in the microwave. Conversely, if I think about it. Brooke came over to help. Randy
jump up during a commercial break Boy George, Cyndi Lauper, Jim informed me that it took two entire
Time is something that we while I’m watching television, those Croce, and Mick Jagger have all days (48 hours or 2,880 minutes) to
never seem to have enough of. few minutes are barely long enough sung about time. Sorry. I don’t have complete the job, but it was worth
Older people fear it’s running out, to get to the bathroom and back. any current references. I only listen it. The yard is looking better, and
while young people continue to We use time to set records, to to the oldies channels on XM radio. we have space for a small vegetable
unashamedly waste it. We have it measure accomplishments, and we I’m sure that Taylor Swift or Kanye garden, plus Randy didn’t find any
on our hands and on our side and use it as a deadline. We enjoy the West have also written or sung songs snakes underneath the old building.
In closing, I’m sending a big
This home sold in 1 day for $415,000! Before you start home shopping, “Thank You” to Linda Myers for
sending me the photo of Boardwalk
get pre-qualiied for a loan! Elvis. It was great to see that he’s
Here’s why: alive and well and, well, timeless.
Happy Independence Day to all!
• Shop with conidence knowing how much you qualify for Have a great time!
• You will be ready to make an offer
• You won’t waste your time or your agent’s
• Shows the seller that you are serious
• Determines if you need seller paid closing costs Get
• Determines how much funds are needed to close
Fantastic
To celebrate our 20th year as a Brokerage, Results!
we are offering:
4.5% commission Tracy Putman
$750 for buyers for closing or moving expenses Mortgage Loan Originator Advertise in
THE CATOCTIN
NMLS ID# 415539
Thurmont based 505 Progress Drive, Suite 100 BANNER
Linthicum, MD 21090
Phone: 443-451-3158
Great Atlantic Real Estate Cell: 240-446-5374 Full Color,
tputman@nfmlending.com
www.nfmlending.com/TPutman Affordable, &
Paul Smith NFM Lending is not afiliated with any real estate companies. Please note that the pre-qualiication does not Effective
Broker constitute a commitment or a loan approval, but is instead a preliminary assessment of your current credit
Great Atlantic Real Estate worthiness. Make sure you understand the features associated with the loan program you choose, and that it local Advertising
meets your unique inancial needs. This is not a credit decision or a commitment to lend. Eligibility is subject
Phone: 301-662-0187 to completion of an application and veriication of home ownership, occupancy, title, income, employment, for Your Business or
for Your Event!
credit, home value, collateral and underwriting requirements. Not all programs are available in all areas.
Cell: 301-748-5428 Offers may vary and are subject to change at anytime without notice. NFM, Inc. is an FHA-Approved Non-
Supervised Mortgagee (19951-0018-0 and 19951-0000-7) and Veterans Affairs Automatic Lender (659985-00-
paulsmithhomes@yahoo.com 00) under the trade name NFM Lending. NFM, Inc. is licensed as: Maryland Mortgage Lender (5330) Call 301-447-2804 or email
under the trade name NFM Lending. NFM, Inc.’s Nationwide Mortgage Licensing System (NMLS) ads@thecatoctinbanner.com
Company Identiier Number is 2893. NFM, Inc. is not afiliated with, or an agent or division of, a
governmental agency or a depository institution. Copyright© 2015.
happily ever after good times and persevere through about time. My point is that time is
The Time of My Life the bad ones. something we all share.
Some of the greatest minds of all
A lot of us are fond of saying
by Valerie Nusbaum time have concentrated their efforts that there aren’t enough hours in
on time travels. Some would go
a day, but, in truth, we know that
back in time to change events, while the twenty-four hours in each day
So much has been written about we kill it. Time marches on and it others would journey to the future is a constant and this will never
time… stands still. It is of the essence, and to see if the things we are doing in change. We need to change our
it is money. the present are right or wrong. expectations and stop trying to cram
“A stitch in time saves nine.” One minute is sixty seconds Would you go back in time if too much into one day. How many
—Francis Baily, 1797 (This simply of time, but this same minute can you could? I assume that in doing of us say every year that we’re not
means that repairing a rip or tear seem like a lifetime or be as fleeting so, any changes we make or things ready for Christmas? Do we forget
in a garment when it occurs, will as the blink of an eye. When I’m we do differently would affect our that Christmas rolls around on
save more stitches and time later walking on the treadmill, the first present lives. I always say that if I December 25 every single year? I’m
when the hole has gotten bigger.) minute always goes by quickly, but could do it over again, I’d take a going to make a real effort to lower
“Time and tide wait for no man.” the remainder minutes drag on and different route with my education my expectations about what I can
accomplish in a given time frame.
and career choices. However, if I
on. If I’m reading a good book or
—St. Marher, 1225 (Pretty much spending time with friends, an hour had done those things differently, I Please remind me that I wrote
self-explanatory.) —sixty entire minutes—can pass probably wouldn’t have met Randy, these words when I’m sitting up at
“Dear, it’s time for that old garden in a heartbeat. It really is true that nor had some of the wonderful 1:00 a.m. on Christmas morning
shed to be torn down and hauled time flies when I’m having fun, and, experiences I’ve had. I wouldn’t wrapping gifts, and I’m crying
away. Randy? Are you listening to evidently, I do not think walking on have the life I have today. If my because I can’t get it all finished.
me? Where are you hiding?” the treadmill is fun. mother could go back in time and On a happy note, our garden
—Valerie Nusbaum, yesterday, and Sixty seconds may not seem like change her life, I might not be sitting shed was torn down in a timely
the day before, and the day before much time, but it’s amazing how here at all. It’s a lot to consider. fashion. Even though it was a
that. (Again, this is self-explanatory, much stuff I can accomplish while Time travel is very confusing to me, difficult job, there was very little
and I’m guessing that a lot of you my morning hot tea water is heating and it takes way too much time to cursing and swearing, because
can identify with it.) in the microwave. Conversely, if I think about it. Brooke came over to help. Randy
jump up during a commercial break Boy George, Cyndi Lauper, Jim informed me that it took two entire
Time is something that we while I’m watching television, those Croce, and Mick Jagger have all days (48 hours or 2,880 minutes) to
never seem to have enough of. few minutes are barely long enough sung about time. Sorry. I don’t have complete the job, but it was worth
Older people fear it’s running out, to get to the bathroom and back. any current references. I only listen it. The yard is looking better, and
while young people continue to We use time to set records, to to the oldies channels on XM radio. we have space for a small vegetable
unashamedly waste it. We have it measure accomplishments, and we I’m sure that Taylor Swift or Kanye garden, plus Randy didn’t find any
on our hands and on our side and use it as a deadline. We enjoy the West have also written or sung songs snakes underneath the old building.
In closing, I’m sending a big
This home sold in 1 day for $415,000! Before you start home shopping, “Thank You” to Linda Myers for
sending me the photo of Boardwalk
get pre-qualiied for a loan! Elvis. It was great to see that he’s
Here’s why: alive and well and, well, timeless.
Happy Independence Day to all!
• Shop with conidence knowing how much you qualify for Have a great time!
• You will be ready to make an offer
• You won’t waste your time or your agent’s
• Shows the seller that you are serious
• Determines if you need seller paid closing costs Get
• Determines how much funds are needed to close
Fantastic
To celebrate our 20th year as a Brokerage, Results!
we are offering:
4.5% commission Tracy Putman
$750 for buyers for closing or moving expenses Mortgage Loan Originator Advertise in
THE CATOCTIN
NMLS ID# 415539
Thurmont based 505 Progress Drive, Suite 100 BANNER
Linthicum, MD 21090
Phone: 443-451-3158
Great Atlantic Real Estate Cell: 240-446-5374 Full Color,
tputman@nfmlending.com
www.nfmlending.com/TPutman Affordable, &
Paul Smith NFM Lending is not afiliated with any real estate companies. Please note that the pre-qualiication does not Effective
Broker constitute a commitment or a loan approval, but is instead a preliminary assessment of your current credit
Great Atlantic Real Estate worthiness. Make sure you understand the features associated with the loan program you choose, and that it local Advertising
meets your unique inancial needs. This is not a credit decision or a commitment to lend. Eligibility is subject
Phone: 301-662-0187 to completion of an application and veriication of home ownership, occupancy, title, income, employment, for Your Business or
for Your Event!
credit, home value, collateral and underwriting requirements. Not all programs are available in all areas.
Cell: 301-748-5428 Offers may vary and are subject to change at anytime without notice. NFM, Inc. is an FHA-Approved Non-
Supervised Mortgagee (19951-0018-0 and 19951-0000-7) and Veterans Affairs Automatic Lender (659985-00-
paulsmithhomes@yahoo.com 00) under the trade name NFM Lending. NFM, Inc. is licensed as: Maryland Mortgage Lender (5330) Call 301-447-2804 or email
under the trade name NFM Lending. NFM, Inc.’s Nationwide Mortgage Licensing System (NMLS) ads@thecatoctinbanner.com
Company Identiier Number is 2893. NFM, Inc. is not afiliated with, or an agent or division of, a
governmental agency or a depository institution. Copyright© 2015.
